Terms of Service

Last Updated: December 2025

Welcome to Surplus Recoveries. By accessing our website or using our services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Services Description

Surplus Recoveries provides surplus fund recovery services, assisting former homeowners in claiming excess proceeds from foreclosure sales. Our services include:

• Researching and locating potential surplus funds
• Verifying eligibility for surplus fund claims
• Preparing and filing necessary documentation
• Communicating with relevant government agencies on your behalf

2. No Guarantee of Results

While we work diligently on every case, we cannot guarantee that surplus funds exist or that any claim will be successful. The existence and amount of surplus funds depend on various factors outside our control, including auction sale prices, outstanding liens, and applicable state laws.

3. Fee Structure

We operate on a contingency fee basis, meaning:

• You pay no upfront fees for our services
• Our fee is a percentage of the successfully recovered surplus funds
• If we do not recover funds for you, you owe us nothing
• Specific fee percentages will be disclosed and agreed upon before any work begins

4. Client Responsibilities

By engaging our services, you agree to:

• Provide accurate and complete information about your foreclosure
• Respond promptly to requests for documentation or signatures
• Notify us of any changes to your contact information
• Not engage other parties to pursue the same surplus funds simultaneously

5. Authorization

When you engage our services, you authorize us to:

• Research public records related to your foreclosure
• Contact relevant government agencies on your behalf
• Prepare and submit claim documentation
• Receive communications regarding your claim

6. Confidentiality

We treat all client information as confidential. We will not disclose your personal or case information to third parties except as necessary to process your claim or as required by law.

7. Limitation of Liability

To the fullest extent permitted by law, Surplus Recoveries shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. Our total liability shall not exceed the amount of fees actually paid to us for your specific case.

8. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Surplus Recoveries and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. Prohibited activities include attempting to gain unauthorized access to our systems or engaging in any activity that could damage or impair the website.

10. Termination

Either party may terminate our service agreement at any time with written notice. Upon termination, any fees owed for work completed will become due. If funds are recovered after termination for work we initiated, our contingency fee may still apply as outlined in your service agreement.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services after changes constitutes acceptance of the modified terms.

13. Contact Information

For questions about these Terms of Service, please contact us:

Surplus Recoveries
Email: info@surplusrecoveries.com
Phone: (858) 230-8322